Police Scotland and MIB work together to tackle uninsured driving

Whilst an uninsured vehicle is seized every four minutes throughout the year, Operation M8 brings this issue to the forefront. Police Scotland and MIB are working together to tackle uninsured driving along the 60-mile length of the M8 from the Edinburgh City Bypass to Langbank.

The third in a series of one-day operations across UK motorways, MIB is leading the operation and supporting the force to enable the dedicated resourcing of additional officers, marked vehicles, ANPR cameras, control room operatives and intel staff.

Drive insured

Every day, people take to the road without the right cover and risk having their vehicle seized and crushed. 
Getting caught out is easy, but the consequences can be severe.

Don't risk serious consequences

Driving uninsured can have severe consequences that stay with you year-after-year, including:

  • £300 fine
  • Six points on your licence
  • Vehicle seized and potentially crushed
  • Court referral, resulting in an unlimited fine and a driving ban
  • Driving convictions can show in background checks, impacting job prospects

Unfortunately, there are a number of common insurance pitfalls that even the most conscientious driver can fall foul of, so it's important to regularly check you're carrying the right level of insurance cover for your needs.

Common motor insurance pitfalls

Sometimes, people mistakenly drive without the correct cover and can face crushing consequences - literally! You could be driving without valid insurance if you have...

  • Forgotten when your insurance expires.
  • Assumed your insurance auto-renews.
  • Not realised a payment method has expired.
  • Decided to keep a vehicle off-the-road without insurance but not declared it SORN to DVLA.
  • Assumed fully-comprehensive cover allows you to drive someone else's vehicle.
  • Driven with the wrong class-of-use, such as delivering pizzas on a social, domestic and pleasure (SDP) policy.
  • Bought fake car insurance on social media, in a scam widely known as Ghost Broking.
  • Been a named driver on a vehicle that you actually own and are the main driver of, to save money. This is technically a type of fraud known as Fronting.
  • Used a private e-scooter in public areas (only local authority-operated e-scooters are legal on public roads and spaces).

Drive insured

Every day, people take to the road without the right cover and risk having their vehicle seized and crushed. 
Getting caught out is easy, but the consequences can be severe.

Who is MIB?

 

Find out how we tackle uninsured driving, help victims, and utilise data to support police and insurers.

Claim against an uninsured driver

 

If you've been the victim of an uninsured driver, you can now register and submit your claim online. 

Need some help?

 

Answers to some common questions about uninsured driving, including what to do if you receive an Insurance Advisory Letter.