Whilst an uninsured vehicle is seized every four minutes, Op Drive Insured brings this issue to the forefront during this week of action. This Tier 1 NPCC (National Police Chiefs’ Council) campaign sees forces’ take part in a week of increased activity targeting dangerous uninsured vehicles, ensuring there is nowhere to hide.

In tandem, MIB coordinates the public awareness campaign, via press and social platforms, to raise awareness of the consequences and drive positive behaviour change in those purposely or mistakenly driving uninsured.

Uninsured drivers cause more collisions and are often linked to secondary offences such as hit-and-run collisions, drink or drug driving, money laundering or criminal networks. It’s crucial for police to stop them in order to improve road safety.

To support police forces during Op Drive Insured week and throughout the year, MIB provides:

• Law enforcement liaison officers to join roadside operations, from multi-agency operations to mobile patrols. This ensures a direct link to Navigate - the home of live motor insurance policy data - and the MIB Police Helpline.
• Predicted movements of known uninsured vehicles, identified by Operation Tutelage. This provides a narrow time window in which the vehicle is expected to be in a known location.
• #DriveInsured stickers to be placed on seized cars, raising awareness across other motorists that insurance status can be checked at the roadside.
• Social assets to enable forces to highlight the dangers, consequences and pitfalls of uninsured driving.

Every day, people take to the road without the right cover and risk having their vehicle seized and crushed. 
Getting caught out is easy, but the consequences can be severe.

Driving uninsured can have severe consequences that stay with you year-after-year, including:

• £300 fine
• Six points on your licence
• Vehicle seized and potentially crushed
• Court referral, resulting in an unlimited fine and a driving ban
• Driving convictions can show in background checks, impacting job prospects

Unfortunately, there are a number of common insurance pitfalls that even the most conscientious driver can fall foul of, so it's important to regularly check you're carrying the right level of insurance cover for your needs.

Sometimes, people mistakenly drive without the correct cover and can face crushing consequences - literally! You could be driving without valid insurance if you have...

• Forgotten when your insurance expires.
• Assumed your insurance auto-renews.
• Not realised a payment method has expired.
• Decided to keep a vehicle off-the-road without insurance but not declared it SORN to DVLA.
• Assumed fully-comprehensive cover allows you to drive someone else's vehicle.
• Driven with the wrong class-of-use, such as delivering pizzas on a social, domestic and pleasure (SDP) policy.
• Bought fake car insurance on social media, in a scam widely known as Ghost Broking.
• Been a named driver on a vehicle that you actually own and are the main driver of, to save money. This is technically a type of fraud known as Fronting.
• Used a private e-scooter in public areas (only local authority-operated e-scooters are legal on public roads and spaces).