SCAM ALERT – INSURANCE CLAIMS

Have you been cold called by someone about an insurance claim who claims to be MIB or who says they got their information from the Motor Insurance Database?

The caller may:

• say that they have been instructed by MIB to call you about your accident claim
• trick you into giving information about any motor accidents you have been involved in
• encourage you to falsify information in order to make a claim to MIB
• try to get your personal data or banking details so that “your compensation” can be paid to you

The MIB does contact:

• individuals or their legal representatives who have submitted claims for an accident with an uninsured or untraced driver
• a named defendant/third party in a claim
• the registered keeper of a vehicle that does not appear to be insured according to the Motor Insurance Database (MID). (MIB will send a warning letter that sets out the immediate action required to stay legal and avoid getting a Fixed Penalty Notice from the DVLA.)

The MIB does not:

• call the public about claiming for motor accidents unless you have already made a claim to MIB
• sell or give out the information held on the motor insurance database to unauthorised third parties
• ask for your banking details via the telephone

If you wish to report a scam call you can:

• contact 'Which?' who are running a campaign alongside the Government to put a stop to nuisance calls and texts. Visit their website at: www.which.co.uk/campaigns/nuisance-calls-and-texts/?cmp=convo_promo_nuisancecalls
• report it to the Information Commissioner's Office (ICO). The ICO is aware of this increasing problem. They are gathering more information about calls like this to try and protect your data. Visit their website at: https://ico.org.uk/for-the-public/nuisance-calls/