MIB is here to help you

What we do

MIB is here to help people involved in road accidents where the normal routes to compensation might not exist or might be difficult to trace. We will consider claims for vehicle and property damage as well as injury where compensation cannot be claimed from another source such as an insurance company. Claims arising from accidents on private land which occurred on or after 27/04/22 (Northern Ireland) or 28/06/22 (England, Scotland and Wales) are excluded.

The main groups of people we help are:

Victims of uninsured drivers
Victims of untraced drivers, usually referred to as hit and run accidents
UK residents involved in accidents with foreign-registered vehicles, either in the UK or elsewhere in Europe

We promise to deliver a prompt and fair service and everyone we deal with is protected by our Customer Charter.

The Uninsured Drivers' Agreements and The Untraced Drivers' Agreements

MIB's obligation is to handle claims in accordance with The Uninsured Drivers' Agreements and The Untraced Drivers' Agreements produced in collaboration between MIB and the Government. MIB is restricted to paying compensation in circumstances where compulsory motor insurance should have been in place. In summary this means MIB can pay compensation for property damage, death or injury arising from the use of a motor vehicle on a road or a public place in accordance with the Road Traffic Act 1988.